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retire

Finding the Best Places to Retire Since 2006!

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Retire in Santa Barbara, California?

Overview:   Beautiful Santa Barbara sits between the Pacific Ocean and the steep Ynez Mountains about 90 miles northwest of Los Angeles.    Known as the "American Riviera," it was settled by Spanish missionaries in the late-18th century and today is a mellow, upscale seaside city in a gorgeous setting. Popular with tourists, Santa Barbara still has much of the old California magic.

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The city is home to four universities, and the University of California at Santa Barbara (24,000 students) sits next door.   Top city employers are higher education and aerospace firms.   The charming, walkable downtown almost has a storybook quality with original Spanish Mission architecture, sidewalk cafes, eclectic shops, excellent restaurants, hidden walkways, pedestrian malls, red brick sidewalks, flowers and palm trees.  During the summer, pedicabs offer rides along State Street, the main downtown street.  The city has an urban wine trail with more than two dozen wineries and tasting rooms.  Sterns Wharf along the waterfront looks like a wharf should look and is always bustling.

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Residents enjoy a botanic garden, a natural history museum, a zoo, historic churches, a Sunday arts and crafts show, 20 parks, waterfalls, five classic beaches, an annual pro volleyball tournament, a symphony orchestra and all sorts of festivals.

Population:  92,000 (city proper)

Percentage of Population Age 45 or Better:   33%

Cost of Living:  155% above the national average

Median Home Price: $1.1 million

Climate:   This area has a Mediterranean climate. With ocean breezes, summer temperatures are in the 60s and 70s, and winter temperatures are in 40s, 50s and 60s. On average, 17 inches of rain fall each year.

At Least One Hospital Accepts Medicare Patients?  Yes

At Least One Hospital Accredited by Joint Commission?   Yes

Public Transit:   Yes 

Crime Rate:   Below the national average

Public Library:   Yes

Political Leanings:  Very liberal

Is California Considered Tax Friendly for Retirement?   No

Cons:   The earthquake risk is 900% higher than the national average, and destructive hillside wildfires and mudslides have a history in this area. The most recent fires were in late 2017, and the most recent mudslides were in early 2018 (neighboring Montecito was particularly hard hit).

Notes:  Santa Barbara has an educated population, and its two hospitals are award-winning. The city is racially diverse and has grown by 7% within the last decade or two. Some people say that Santa Barbara is overrated and not worth the price. Most people, though, love this place.

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Recommended as a Retirement Spot?   Yes

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California:

Thanks to the treaty that ended the Mexican-American War, the Golden State became a U.S. territory in 1847. Soon after, gold was found at Sutter's Mill. The land crowded with fortune seekers, and, shortly thereafter, California entered the Union as its 31st state in 1850.

California has 900 miles of coastline and claims the highest and lowest point in the continental U.S. Its terrain varies dramatically - from sandy beaches to rugged mountains, deserts to fertile farmland. Landmarks like Hollywood, Disneyland, and the Golden Gate Bridge play a large part in the nation's history and imagination.

Although Texas and New York have tried to close the gap, California's economy continues to be nation's largest. Agriculture, manufacturing, biotechnology, and tourism are some of its leading industries.

Cities of the Golden State have put some odd laws on the books. It's illegal to molest a monarch in Pacific Grove. Want to throw a frisbee on an L.A. County beach? Better ask a lifeguard first. What about bowling on the sidewalks of Chico? Strictly forbidden!

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Stats:

Population - 39,802,500

Persons 65 years old and over - 13%

High school graduates, age 25+ - 81.0%

Bachelor's degree or higher, age 25+ - 32%

Persons of Hispanic or Latino origin - 39%

White persons, not Hispanic - 39%

Median household income - $64,500

Median home value - $399,000

Social Security Taxed - No

Source: U.S. Census

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