Finding the Best Places to Retire Since 2006!
Retire in Palm Coast, Florida?
Overview: Pleasant Palm Coast sits to the west of the Intracoastal Waterway on Florida's northeastern coast. It started out in the 1960s as a planned retirement community and has grown by 500% in the last decade or two, thanks to its relatively affordable housing and quiet way of life.
This is still primarily a residential place, but it has a town center with parks, paths, retailers and medical offices. Neighborhoods are neatly laid out, and many homes, which are mainly concrete block style or Mediterranean style, back to a canal. Park Place is a new, gated 55+ community. The barrier island east of the Intracoastal Waterway is home to the high-end Hammock Beach Resort, which has single family homes and condominiums for sale. Much of the beach is privately owned by the resort, but locals enjoy a nature preserve and several beachfront parks with boardwalks and limited water access. Bird watching and whale spotting are popular activities, but swimming is not encouraged thanks to hidden coquina rocks and strong riptides.
There is a farmers' market, a Publix, a Walgreen's, a Lowe's, fast food outlets and the like. A few nice restaurants are here, but most eateries are casual dining places. Shopping venues are limited. Nightlife is quiet, although the Flagler Playhouse, a community theater, is 10 miles away in Bunnell
Population: 83,000 (city proper)
Percentage of Population Age 45 or Better: 57%
Cost of Living: 2% below the national average
Median Home Price: $185,000
Climate: This area has hot, humid summers with temperatures in 80s and 90s and mild winters with temperatures in the 50s and 60s. On average, the area receives 56 inches of rain per year.
At Least One Hospital Accepts Medicare Patients? Yes
At Least One Hospital Accredited by Joint Commission? Yes
Public Transit: No, but the county provides an on-demand, pre-scheduled van service.
Crime Rate: Meets the national average
Public Library: Yes
Political Leanings: Nearly split down the middle
Is Florida Considered Tax Friendly for Retirement? Yes
Cons: Hurricanes can happen. The tornado risk is 40% higher than the national average.
Notes: Palm Coast is racially diverse. The city has a lot of Northeastern "snowbirds" and "Yankees." Many residents visit Flagler Beach, just 10 miles away, for water activities.
Recommended as a Retirement Spot? Yes
Named Pascua Florida by Juan Ponce De Leon, the Sunshine State did not enter the Union until March 3, 1845. Balmy mild winters began attracting snowbirds to the state in the late 19th century. Retirees continue to flock to the state. It's not hard to see why tourism has become the leading industry.
International trade and citrus are also major contributors to the state's economy. Eighty percent of the nation's oranges and grapefruits are grown here, and 40 percent of all U.S. exports to Latin America flow through Florida.
Florida's landscape includes uplands and coastal plains. It contains more than 11,000 miles of waterways and about 4,500 islands spread across 10 acres.
The state has 1,250 more golf courses than any other state in the Union. The 47 mile Pinellas Trail is the longest urban trail on the east coast. Orlando theme parks attract more visitors than any other theme parks in the U.S. The only place in the world where alligators and crocodiles co-exist is in National Everglades Park.
Florida, particularly the Keys and the Gulf Coast, were struck by Category 4 Hurricane Irma in early September, 2017. Towns will rebuild, perhaps this time with climate change in mind, making them safer and better equipped to handle major hurricanes going forward.
Population - 20,612,439
Persons 65 years old and over - 20%
High school graduates, persons age 25+ - 87%
Bachelor's degree or higher, persons age 25+ - 27%
Persons of Hispanic or Latino origin - 24%
White persons, not Hispanic - 58%
Median household income - $47,525
Median home value - $159,900
Social Security taxed? No
Source: U.S. Census Bureau
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