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retire

Finding the Best Places to Retire Since 2006!

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Retire in Ormond-by-the-Sea, Florida?

Overview:   This quiet barrier island community is located on the northeastern Florida coast, about an hour from Orlando. It is bounded by the Atlantic Ocean on the east, the Halifax River on the west, the city of Ormond Beach to the south, and the Volusia County border to the north.

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Originally part of Chauncey Bacon's Number Nine Plantation (an old homestead), Ormond-by-the-Sea did not see residential development until the 1950s. Today it is almost entirely comprised of homes, with shopping and services located in neighbor Ormond Beach. A refurbished WWII watch tower overlooks the town's dunes and red sand beaches, and although unincorporated, Ormond-by-the-Sea has several well-maintained county parks. The Bicentennial Park stretches east to west across the island and has access to both the ocean and the river. Highbridge Park, a popular fishing spot, has a boat ramp and a drawbridge that arches over the Halifax.

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Neighborhoods are modest, and most homes date from the 1950s. They are generally small and packed tightly together. There are a few condo developments. The town does not have any canals, so nearly all residences are landlocked. The beach is rarely crowded. Busy Daytona Beach is just down the road, and there are three stunning state parks close at hand. Tomoko State Park features a museum and full-facility camping. It lagoons are home to manatees and other creatures.

Population:  7,900 (city proper)

Percentage of Population Age 45 or Better:   63%

Cost of Living:  Meets the national average

Median Home Price: $175,000

Climate:  This area has a tropical climate.  Summer temperatures are in the 80s and 90s, winter temperatures are in the 50s, 60s and 70s.   On average, the area receives 55 inches of rain per year.

At Least One Hospital Accepts Medicare Patients?  No, but Florida Hospital Memorial Medical Center, 15 miles away in Daytona Beach, accepts Medicare patients.

At Least One Hospital Accredited by Joint Commission?    No, but Florida Hospital Memorial Medical Center, 15 miles away in Daytona Beach, is accredited.

Public Transit:   Yes

Crime Rate:   Below the national average

Public Library:   No

Political Leanings:   Liberal

Is Florida Considered Tax Friendly for Retirement?   Yes

Cons:   The town is completely exposed and vulnerable if a hurricane should strike. The population has declined 4% within the last decade or so. The loss is, though, slowing.

Notes:  Not much happens in Ormond-by-the-Sea.  Entertainment is found in neighboring towns.

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Recommended as a Retirement Spot?    Yes, although the population loss should be considered.

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Florida:

Named Pascua Florida by Juan Ponce De Leon, the Sunshine State did not enter the Union until March 3, 1845. Balmy mild winters began attracting snowbirds to the state in the late 19th century. Retirees continue to flock to the state. It's not hard to see why tourism has become the leading industry.

International trade and citrus are also major contributors to the state's economy. Eighty percent of the nation's oranges and grapefruits are grown here, and 40 percent of all U.S. exports to Latin America flow through Florida.

Florida's landscape includes uplands and coastal plains. It contains more than 11,000 miles of waterways and about 4,500 islands spread across 10 acres.

The state has 1,250 more golf courses than any other state in the Union. The 47 mile Pinellas Trail is the longest urban trail on the east coast. Orlando theme parks attract more visitors than any other theme parks in the U.S. The only place in the world where alligators and crocodiles co-exist is in National Everglades Park.

Florida, particularly the Keys and the Gulf Coast, were struck by Category 4 Hurricane Irma in early September, 2017. Towns will rebuild, perhaps this time with climate change in mind, making them safer and better equipped to handle major hurricanes going forward.

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Stats:

Population - 20,612,439 

Persons 65 years old and over - 20%

High school graduates, persons age 25+ - 87% 

Bachelor's degree or higher, persons age 25+ - 27% 

Persons of Hispanic or Latino origin - 24% 

White persons, not Hispanic - 58% 

Median household income - $47,525 

Median home value - $159,900 

Social Security taxed? No

Source: U.S. Census Bureau

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