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retire

Finding the Best Places to Retire Since 2006!

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Retire in Niceville, Florida?

Overview: Once known as Boggy Bayou, Niceville is located along the Choctawhatchee Bay on Florida's western Panhandle coast and is popular with military families and retirees. It backs up to Eglin Air Force Base, home of the Air Force Test Center and the 96th Test Wing.

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The town's biggest claim to fame is October's Boggy Bayou Mullet Festival (named after the fish, not the haircut). This event brings out nearly everyone for a celebration of food, sun, crafts and music. The Mattie Kelly Arts Center has an art gallery and hosts college-produced Broadway shows and the Northwest Florida Symphony Orchestra. Most of Niceville's shoreline is commercially or privately owned, but Henderson State Park, about 13 miles away, has sugar white beaches, a boardwalk and areas for camping. Three more beach parks are within a short drive. Residents also enjoy a Saturday farmers' market, a dog park and a fairly good selection of retailers and restaurants. Housing ranges from mobile homes in a few less than desirable areas to elegant residences along the water.

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Population:  15,000 (city proper)

Percentage of Population Age 45 or Better:   40%

Cost of Living:  9% above the national average

Median Home Price: $285,000

Climate:  This area has a humid subtropical climate, meaning two seasons a year.  Summer and early fall are hot and humid.  Late fall and winter are less humid and cooler.  

At Least One Hospital Accepts Medicare Patients? Yes

At Least One Hospital Accredited by Joint Commission?    Yes

Public Transit:   No

Crime Rate:   Well below the national average

Public Library:   Yes

Political Leanings:  Very, very conservative

Is Florida Considered Tax Friendly for Retirement?   Yes

Cons:   The tornado risk is 74% higher than the national average.  

Notes:  Hurricane Irma dumped rain and caused some power outages in Niceville in September, 2017 but did not cause major damage. The town has grown by 40% within the last decade or two.

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Recommended as a Retirement Spot?    Yes

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Florida:

Named Pascua Florida by Juan Ponce De Leon, the Sunshine State did not enter the Union until March 3, 1845. Balmy mild winters began attracting snowbirds to the state in the late 19th century. Retirees continue to flock to the state. It's not hard to see why tourism has become the leading industry.

International trade and citrus are also major contributors to the state's economy. Eighty percent of the nation's oranges and grapefruits are grown here, and 40 percent of all U.S. exports to Latin America flow through Florida.

Florida's landscape includes uplands and coastal plains. It contains more than 11,000 miles of waterways and about 4,500 islands spread across 10 acres.

The state has 1,250 golf courses, more than any other state in the Union. The 47 mile Pinellas Trail is the longest urban trail on the east coast. Orlando theme parks attract more visitors than any other theme parks in the U.S. The only place in the world where alligators and crocodiles co-exist is in National Everglades Park.

Florida, particularly the Keys and the Gulf Coast, were struck by Category 4 Hurricane Irma in early September, 2017. Towns will rebuild, perhaps this time with climate change in mind, making them safer and better equipped to handle major hurricanes going forward.

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Stats:

Population - 20,612,439 

Persons 65 years old and over - 20%

High school graduates, persons age 25+ - 87% 

Bachelor's degree or higher, persons age 25+ - 27% 

Persons of Hispanic or Latino origin - 24% 

White persons, not Hispanic - 58% 

Median household income - $47,525 

Median home value - $159,900 

Social Security taxed? No

Source: U.S. Census Bureau

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