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Home | Massachusetts | Above Average Costs

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Nantucket, Massachusetts

Completely Charming Nantucket is Off the Coast of Cape Cod and Features a Delightful Downtown, Classic Homes and Soft White Beaches

A small island about 30 miles off the coast of Cape Cod in far eastern Massachusetts, Nantucket is a romantic, picturesque destination with a unique blend of history, natural beauty and seaside charm. With its wonderful steepled churches, cobblestone streets and distinct architecture, it entices nearly everyone.

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Only reachable via small plane, boat or ferry, the town has deep maritime roots. In the 18th century, it was a thriving whaling community and inspired Herman Melville's Moby Dick. Today, Nantucket boasts a collection of lovingly preserved buildings and is known for the simple, classic Nantucket-style home with gray cedar shingles, widow's walks, and white picket fences.

The beaches are clean, white, soft and packed with dunes. Surfside Beach, Madaket Beach, and Cisco Beach are some of the most popular. Locals also enjoy hiking and birdwatching, and in the spring, the area comes alive with colorful wildflowers.

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The charming downtown has high-end boutiques and art galleries, particulary along Main Street and Old South Wharf. Eateries serve fresh seafood and farm-to-table dishes, making Nantucket a foodie haven.

Population:  11,500 (city proper)

Age 45 or Better:  38%

Cost of Living:  450% above the national average

Median Home Price: $3.1 million

Climate:    Summer temperatures are in the 70s and 80s, and winter temperatures are in the 20s and 30s and 40s.  On average, the area receives 46 inches of rain and 23 inches of snow every year.   Autumns are beautiful.

At Least One Hospital Accepts Medicare Patients?   Yes

At Least One Hospital Accredited by Joint Commission?   Yes

Public Transit:   Yes

Crime Rate:   Meets the national average

Public Library:    Yes

Political Leanings:   Liberal

College Educated:   42%

Is Massachusetts Considered Tax Friendly for Retirement?    Somewhat

Cons:   The island is isolated, but tourists still come in the summer and pack eateries, roads and more. While the beaches are beautiful, they are also disappearing thanks to ongoing erosion. Some coastal homes that once sold in the millions are now selling in the hundred thousands because no one is quite sure how soon they'll fall into the sea.

Notes:  Winters are quiet and the beaches are generally empty as most tourists are gone. The town has grown 10% within the last decade, and home prices have decreased 7% since last year.

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Recommended as a Retirement Spot?   Yes

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Massachusetts:

The Mayflower made landfall here in 1620, and colonist John Smith named the area Massachusetts after a local Native American tribe. After many of the ship's settlers died during the first winter, these Native Americans showed the remaining Europeans how to plant corn and survive the harsh conditions, leading to the country's first "thanks giving."

Harvard University was established in Cambridge in 1636, becoming the nation's first institution of higher learning. In 1692, 19 people were hanged at Salem's Gallows Hill for practicing witchcraft.

The Boston Tea Party, the Boston Massacre and the Battles of Lexington and Concord all happened here. The American Industrial Revolution was sparked by Massachusett's textile mills.

A Springfield gym teacher invented basketball in 1891, and, perhaps most importantly of all, the chocolate chip cookie was invented in 1930 at Whitman's Toll House Restaurant.

Today, 80% of Massachusetts' residents live in the Boston area.

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