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Retire in Nags Head, North Carolina?
Overview: Nags Head is an established resort town on North Carolina's Outer Banks, touching both the Atlantic Ocean and Roanoke Sound. Legend says that it got its name from the early practice of hanging lanterns from mules' necks to direct passing ships toward rocky outcroppings where they would run aground, making them a perfect target for pirates and looters.
Today, instead of tall ships wrecking in the surf, tourists come by the carload to play in it. The population swells in the summer, and beach bars and colorful eateries attract a lively crowd. Vehicles, leashed dogs and fires in pits are all allowed on the beach, and there are three fishing piers. Jockey's Ridge State Park, in the middle of town, has the tallest active sand dune system in the eastern United States and is a desert-like environment in constant motion. Hang gliding over the dunes is particularly popular. Merchants in town include a Food Lion, a country market, mini-marts, gas stations, bait and tackle shops, surf shops, cooking stores, banks and outstanding seafood restaurants. There are also a few art galleries.
Historic, weathered stilt cottages with double and triple decker balconies stand amid natural yards, dunes and wild sea oats, facing both the sea and the Sound. Many homes are vacation properties.
Population: 3,000 (city proper)
Percentage of Population Age 45 or Better: 45%
Cost of Living: 31% above the national average
Median Home Price: $350,000
Climate: This area has hot, humid summers with temperatures in 80s and 90s and mild winters with temperatures in 30s, 40s and 50s. On average, it receives 56 inches of rain per year.
At Least One Hospital Accepts Medicare Patients? Yes
At Least One Hospital Accredited by Joint Commission? Yes
Public Transit: No
Crime Rate: Meets the national average, although the property crime rate is above the national average
Public Library: No
Political Leanings: Conservative
Is North Carolina Considered Tax Friendly for Retirement? Somewhat
Cons: The area is completely exposed if/when a hurricane strikes. In recent years, it has been in the path of Hurricanes Isabel (2003), Irene (2011), Sandy (2012) and Matthew (2016).
Notes: Nags Head is very quiet in the winter.
Recommended as a Retirement Spot? Yes
"Esse quam videri" is the motto of North Carolina, also known as the Tar Heel State. It was the 12th state to be admitted to the Union, joining the other states on November 21, 1789. North Carolina was also one of the Thirteen Colonies and was originally named the Province of Carolina. It was the second to the last state to declare its secession from the Union during the Civil War.
The state is situated in the Southeastern region of the United States and is bordered by South Carolina, Georgia, Tennessee and Virginia. The capital is Raleigh, but the largest city is Charlotte.
The historical people of North Carolina include the Chowanoke, Roanoke, Pamlico, Coree and Cape Fear Indians. The Revolutionary War impoverished the state of North Carolina for several years.
Charlotte is on a rapid growth streak thanks to its banking industry. North Carolina is also home to several universities, including the University of North Carolina, Duke University and North Carolina State University.
The state hosts more than 80% of the NASCAR racing teams and is the site of the Charlotte Motor Speedway. The Carolina Panthers represents North Carolina in the National Football League, and the Charlotte Bobcats play in the National Basketball Association.
Population - 10,147,788
Persons 65 years old and over - 16%
High school graduates, age 25+ - 86%
Bachelor's degree or higher, age 25+ - 25%
Persons of Hispanic or Latino origin - 10%
White persons, not Hispanic - 63%
Median household income - $46,868
Median home value - $162,500
Social Security taxed? No
Source: U.S. Census Bureau
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