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retire

Finding the Best Places to Retire Since 2006!

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Retire in Melbourne Beach, Florida?

Overview: One of Brevard County's oldest seaside communities, the mostly residential town of Melbourne Beach sits on a barrier island.   It is bordered by Indialantic on the north, the Indian River Lagoon on the west and the Atlantic Ocean on the east.  

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Unhurried and glistening, Melbourne Beach is known for its beautiful stretches of white sand beaches.   Inland homes sit along palm-lined streets neatly laid out along grids.   On the Atlantic side, tall, white washed condominium buildings with beachfront pools line the sand, while the river side is dotted with large Mediterranean-style residences with long piers and boat docks.   Businesses include bait shops, colorful, terraced seafood restaurants and two local markets.  The heart of this community is Ryckman Park, home to the town hall, the community center and the Melbourne Beach Pier. The park hosts Founders Day and the annual Fall Festival. The Juan Ponce de Leon Landing, built to commemorate the explorer's American arrival, is a pretty beach park with mangrove-packed dunes and walkways.

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There are two well-managed golf courses in the area - the Spessard Holland course and the Aquarina Country Club - and the Archie Carr National Wildlife Refuge, a safe haven for loggerhead turtles, has foot trails, a kayak launch and tours. The Barrier Island Center has an observation deck, interactive exhibits and sponsors ongoing education.

Population:  3,300 (city proper)

Percentage of Population Age 45 or Better:  51%

Cost of Living:  24% above the national average

Median Home Price: $375,000

Climate:    This area has a humid subtropical climate, meaning two seasons per year, one hot and humid and one less hot and less humid.  On average, Melbourne Beach receives 55 inches of rain per year.

At Least One Hospital Accepts Medicare Patients?  No, but Melbourne, three miles away, has a hospital that accepts Medicare patients.

At Least One Hospital Accredited by Joint Commission?  No, but Melbourne, three miles away, has a hospital that is accredited and a primary stroke center.

Public Transit:   No, but there is a private shuttle service to neighboring towns.

Crime Rate:    Below the national average

Public Library:    Yes

Political Leanings:   Conservative

Is Florida Considered Tax Friendly for Retirement?    Yes

Cons:    Melbourne Beach suffered hurricane damage in September, 2017. It could happen again.

Notes:    The Melbourne Causeway is the road to the mainland, and it can become clogged with traffic during the summer. Melbourne Beach has grown by 7% within the last decade or two.

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Recommended as a Retirement Spot?   Yes

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Florida:

Named Pascua Florida by Juan Ponce De Leon, the Sunshine State did not enter the Union until March 3, 1845. Balmy mild winters began attracting snowbirds to the state in the late 19th century. Retirees continue to flock to the state. It's not hard to see why tourism has become the leading industry.

International trade and citrus are also major contributors to the state's economy. Eighty percent of the nation's oranges and grapefruits are grown here, and 40 percent of all U.S. exports to Latin America flow through Florida.

Florida's landscape includes uplands and coastal plains. It contains more than 11,000 miles of waterways and about 4,500 islands spread across 10 acres.

The state has 1,250 golf courses, more than any other state in the Union. The 47 mile Pinellas Trail is the longest urban trail on the east coast. Orlando theme parks attract more visitors than any other theme parks in the U.S. The only place in the world where alligators and crocodiles co-exist is in National Everglades Park.

Florida, particularly the Keys and the Gulf Coast, were struck by Category 4 Hurricane Irma in early September, 2017. Towns will rebuild, perhaps this time with climate change in mind, making them safer and better equipped to handle major hurricanes going forward.

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Stats:

Population - 20,612,439 

Persons 65 years old and over - 20%

High school graduates, persons age 25+ - 87% 

Bachelor's degree or higher, persons age 25+ - 27% 

Persons of Hispanic or Latino origin - 24% 

White persons, not Hispanic - 58% 

Median household income - $47,525 

Median home value - $159,900 

Social Security taxed? No

Source: U.S. Census Bureau

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