Finding the Best Places to Retire Since 2006!
On a High Grassy Plain in North Central Colorado, Louisville is a Casual, Affluent Town with a Cute Downtown and Sweeping Views of the Rocky Mountains
Overview: Louisville sits on a grassy plain about 25 miles northwest of Denver and is an attractive city with expansive views of the majestic Rocky Mountains. It is a casual, affluent place with educated residents and has been named by several national publications as one of the places to live in the United States.
Many residents work in high tech, aerospace and clean energy jobs, creating a stable economic base. A thriving downtown area that is home to more than 100 specialty shops, cafes, bookstores and restaurants adds to the quality of life. Outdoor recreation includes golfing, hiking and biking, and downhill skiing is just 30 minutes to the west. During the summer, the weekly Louisville Street Faire draws a big crowd for musical performances and festivities. The ever popular Louisville Farmers' Market features pesticide-free vegetables, organic European breads, Colorado wines and much more. Live music occurs at the open air Steinbaugh Pavilion. Large retailers are few, and many residents shop in Superior, just four miles away.
The city has an appealing combination of restored 19th-century buildings and modern construction. Neighborhoods are well planned with tasteful residences in a variety of architectural styles.
Population: 22,000 (city proper)
Age 45 or Better: 30%
Cost of Living: 60% above the national average
Median Home Price: $750,000
Climate: Summers bring temperatures in the 70s, 80s and 90s. Winters bring temperatures in the 20s, 30s, 40s and 50s. On average, this area receives 20 inches of rain and 82 inches of snow each year. The elevation is 5,337 feet above sea level. Humidity is practically non-existent.
Public Transit: Yes, provided by RTD, although it is primarily a shuttle to surrounding communities.
Crime Rate: Well below the national average
At Least One Hospital Accepts Medicare Patients? No, but Good Samaritan Medical Center is just four miles away in Lafayette and accepts Medicare patients.
At Least One Hospital Accredited by Joint Commission? No, but Good Samaritan Medical Center is just four miles away in Lafayette and is accredited.
Public Library: Yes, and has won design awards.
Political Leanings: Liberal
College Educated: 72%
Is Colorado Considered Tax Friendly for Retirement? Yes
Notes: Louisville is not in the mountains. The city has some racial diversity and has grown by 10% within the last two decades. Long-time locals complain about growth and rising prices.
Recommended as a Retirement Spot? Yes
Similar to California, the Colorado area was surrendered to the United States in 1848 at the end of the Mexican-American War. It did not become a state until 1876, 100 years after the nation's birth.
The Centennial State's geography includes high plains, deserts, foothills, and mountains. Its Rockies are part of the 3,000-plus mile geologic uplift known as the North American Cordillera. More than 50 of the Cordillera's peaks taller than 14,000 feet are in Colorado. Outdoor recreation ranges from backpacking and climbing to road cycling and skiing.
With roots in mining and agriculture, Colorado's economy has branched in many directions. It currently has a high concentration of tech and scientific research companies. Food processing, manufacturing, and tourism round out the state's industries.
The Centennial State maintains a long list of superlatives. It has the highest paved road, the deepest geothermal hot spring, and the nation's largest concentration of scenic byways. Colorado is the only state in the Union to reject the Olympics and one of the first to legalize recreational marijuana.
Population - 5,758,736
Persons 65 years old and over - 14%
High school graduates age 25+ - 92%
Bachelor's degree or higher age 25+ - 41%
Persons of Hispanic or Latino origin - 21%
White persons, not Hispanic - 68%
Median household income - $72,669
Median home value - $343,116
Persons in poverty - 9%
Social Security taxed? Yes, but up to $20,000 or $24,000, combined with other retirement income, can be excluded depending on age.
Source: U.S. Census Bureau
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