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Retire in Irmo, South Carolina?
Overview: Irmo is in the heart of South Carolina's Midlands, just outside of the capital city of Columbia and almost halfway between the state's mountains and its beaches. It has a small town charm and a good reputation.
The town is a gateway to Lake Murray, a reservoir fed by the Saluda River. With more than 500 miles of shoreline, the lake is a magnet for water devotees from around the region and has marinas, recreation areas, and the Billy Dreher Island State Park. Boating, water skiing and fishing, particularly for shellcrackers and large mouth bass, are popular. Although Irmo is considered a suburb of Columbia, it has amenities of its own. Ten golf courses are within easy reach, and the local community orchestra has a Sunday concert series. Saluda Shoals Park has kayak rentals and guided horseback rides. The miles of trails in the adjacent Harbison State Forest meander through hardwood forests and cross streams and glades. Irmo's Okra Strut is a 44-year old tradition that includes live music and a parade.
Home styles include brick traditional, plantation, Craftsman and more in nicely maintained neighborhoods.
Population: 12,000 (city proper)
Percentage of Population Age 45 or Better:27%
Cost of Living: 3% below the national average
Median Home Price: $160,000
Climate: Summer temperatures are in the 80s and 90s, and winter temperatures are in the 30s, 40s and 50s. On average, the area receives 45 inches of rain per year.
At Least One Hospital Accepts Medicare Patients? No, but Columbia has a hospital that accepts Medicare patients.
At Least One Accredited by Joint Commission? No, but Columbia has a hospital that is accredited.
Public Transit: No
Crime Rate: Meets the national average
Public Library: The northern branch of the Columbia library system serves as the Irmo library.
Political Leanings: Liberal
Is South Carolina Considered Tax Friendly for Retirement? Yes
Notes: Irmo has grown by 7% in the last couple of decades.
Recommended as a Retirement Spot? Yes
South Carolina is nicknamed the Palmetto State and its motto is "Dum spiro spero," which is Latin for "While I Breath, I Hope." It is 40th in size in the United States and was the eighth state to be admitted to the Union on May 23, 1788. The largest city and state capital is Columbia.
Formerly known as the Province of South Carolina, the area was also one of the 13 Colonies that declared its independence during the American Revolution. The state was the first to secede from the Union and was the first and founding state of the Confederate States of America.
South Carolina is in what is considered the Deep South and is bordered by the states of Georgia on the south and North Carolina on the north.
The state does not host any major professional sport franchises. However, the Carolina Panthers and the Carolina Hurricanes actually represent both North Carolina and South Carolina.
Population - 4,961,018
Persons 65 years old and over - 16%
High school graduates, persons age 25+ - 85%
Bachelor's degree or higher, age 25+ - 25%
Persons of Hispanic or Latino origin - 5%
White persons, not Hispanic - 64%
Median household income - $45,483
Social Security taxed? No
Source: U.S. Census Bureau
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