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retire

Finding the Best Places to Retire Since 2006!

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Indian Shores, Florida

On Florida's Gulf Coast, Indian Shores is a Relaxed Place with Gorgeous Oceanside Beaches and Tourquoise Waters

The small barrier island community of Indian Shores is just west of Largo and less than an hour from Tampa on Florida's Gulf Coast. A balmy, relaxed place, it started in the mid-1800s but still does not draw the tourist crowds of nearby communities.

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The island on which Indian Shores sits is barely three blocks wide and in some areas is only one block wide. Gulf Boulevard (FL 699) runs through the center of town and is lined on either side with condos, resorts, a grocery store or two and Tiki Gardens, an Indian Shores Beach access point with parking. The sand, which is caressed by tourquoise waters, is soft and sugar white. Mahuffer's Bar, a historic dive bar filled with salvage, is famous for its "warm beer and lousy food," while the Salt Rock Grill is the spot for fine dining. The Suncoast Seabird Sanctuary quarters more than 100 permanently disabled birds. Residents include cormorants, gulls, hawks, cranes, and herons. Condominiums make up most of the housing (for humans, not birds).

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Population:  1,200 (city proper)

Percentage of Population Age 45 or Better:  70%

Cost of Living:  46% above the national average

Median Home Price: $685,000

Climate:    This area has a humid subtropical climate, meaning two seasons per year, one hot and humid and one less hot and less humid.  On average, Indian Shores receives 54 inches of rain per year.

At Least One Hospital Accepts Medicare Patients?  No, but Sun Coast Hospital, three miles away in Largo, accepts Medicare patients.

At Least One Hospital Accredited by Joint Commission?  No, but Sun Coast Hospital, three miles away in Largo, has an accredited hospital.

Public Transit:   Yes, a trolley, the Suncoast Beach Trolley, that runs along the main road and travels to towns north and south.

Crime Rate:    Well below the national average

Public Library:    Yes, but it has limited hours.

Political Leanings:   Liberal

Is Florida Considered Tax Friendly for Retirement?    Yes

Cons:    Hurricanes and tropical storms are always a possibility. Beach erosion is a concern after Hurricane Idalia struck in 2023.

Notes:   Indian Shores' population started to drop in 2009, then evened out, then droppped again in 2019 and is now rebounding. Home prices have increased 2% since a year ago.

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Recommended as a Retirement Spot?   Yes

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Florida:

Named Pascua Florida by Juan Ponce De Leon, the Sunshine State did not enter the Union until March 3, 1845. Balmy mild winters began attracting snowbirds to the state in the late 19th century. Retirees continue to flock to the state. It's not hard to see why tourism has become the leading industry.

International trade and citrus are also major contributors to the state's economy. Eighty percent of the nation's oranges and grapefruits are grown here, and 40 percent of all U.S. exports to Latin America flow through Florida.

Florida's landscape includes uplands and coastal plains. It contains more than 11,000 miles of waterways and about 4,500 islands spread across 10 acres.

The state has 1,250 golf courses, more than any other state in the Union. The 47 mile Pinellas Trail is the longest urban trail on the east coast. Orlando theme parks attract more visitors than any other theme parks in the U.S. The only place in the world where alligators and crocodiles co-exist is in National Everglades Park.

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