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retire

Finding the Best Places to Retire Since 2006!

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Retire in Horseshoe Bay, Texas?

Overview:   Horseshoe Bay is a pretty town on the southern banks of popular Lake Lyndon B. Johnson, one of the seven Highland Lakes, in central Texas. It is home to Horseshoe Bay Resort and only incorporated as a city in 2005.

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This is primarily a residential place, with many home sites still for sale. The dwellings that are here are well spread out from one another with grassy land and stands of mesquite trees, oak trees, juniper trees between them. Many properties are custom built, with architecutural styles that include Mediterranean, Renaissance and more. While most residents go into Marble Falls, 10 miles away, to shop, local merchants include a grocery store, a natural foods store, a hardward store, a storefront investment brokerage and more. The primary reason that people live here is the lake, 6,500 acres of cyrstal blue water that remains at a constant level throughout the year.

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Much of the shoreline is privately owned, but Granite Beach Recreation Area on the south shore has beach access, a boat ramp and picnic grounds. The lake is a favorite with power boaters.

Population:  3,600 (city proper)

Percentage of Population Age 45 or Better: 65%

Cost of Living:  15% above the national average

Median Home Price:  $319,000

Climate:   In summer, temperatures reach the 90s.  Winters usually bring temperatures in the 40s, 50s and 60s.   On average, the area receives 31 inches of rain per year.   

At Least One Hospital Accepts Medicare Patients?  No, but Seton Highlands Lakes Hospital is 15 miles away and accepts Medicare patients.

At Least One Hospital Accredited by Joint Commission? No, but Seton Highlands Lakes Hospital is 15 miles away and is accredited.

Public Transit:   No

Crime Rate:  Below the national average

Public Library:  No, but Marble Falls has one.

Political Leanings:   Conservative

Is Texas Considered Tax Friendly for Retirement?    Yes

Cons:   The tornado risk is below the Texas state average but 10% above the national average.

Notes:   Horseshoe Bay is very scenic, with views of the lake and surrounding hills. In fact, it won a Scenic City Certificate from Scenic Texas in 2015. It has also more than doubled in size during the last decade or two. Until 2005, POAs were in charge of road maintenance, building permits, etc., but now the city handles most of that. Many Horseshoe Bay neighborhoods are still within a POA today. Racial diversity is minimal. Horseshoe Bay Resort next door has one of the country's best golf courses.

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Recommended as a Retirement Spot?    Yes

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Texas:

With a name based on a word used by Caddo Indians meaning "friends," Texas is the second biggest state by population in the United States. It is estimated that 70% of the population lives within 200 miles of Austin, the capital city.

Houston is the largest city, while Dallas-Fort Worth is the largest metropolitan area. Connecticut and Delaware could fit inside Texas' largest county - Brewster. The state is larger than all of New York, New England and Ohio combined.

The historical people of Texas include members of the Native American tribes of Apache, Choctaw, Tonkawa and Hasinai. When Texas became the 28th state of the United States (1845), it adopted the official flag called the Lone Star Flag. Symbols include the Bluebonnet - the state flower.

Almost 10% of Texas is covered by forest. The state has nearly 24,000 farms, 90 mountains a mile or more high and is the nation's leading producer of natural gas, oil, wool, cotton, watermelons and rice. It also has the most airports of any state in the nation and is one of the most business-friendly states. Its culture has a blend of of Southern, Southwestern (Mexican) and Western influences.

Famous natives and residents include Mary Kay Ash, George W. Bush, Tommy Lee Jones and Joan Crawford.

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Stats:

Population - 27,862,596

Persons 65 years old and over - 12%

High school graduates, persons age 25+ - 82%

Bachelor's degree or higher, age 25+ - 27%

Persons of Hispanic or Latino origin - 40%

White persons, not Hispanic - 42%

Median household income - $43,470

Median home price - $132,000

Social Security taxed? No

Source: U.S. Census Bureau

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