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retire

Finding the Best Places to Retire Since 2006!

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Retire in Hernando, Mississippi?

Overview:   Hernando, named after Spanish explorer Hernando de Soto, is a fast growing town about 25 miles south of Memphis, Tennessee. It is home to a sizeable musician population and has been landing on "best places to live" lists in the last few years.

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The town dates from the early 1800s, and it takes pride in its heritage. Nicely maintained historic districts with grand antebellum homes stand side by side with modern suburbs, many of which only date from the early-1990s. The leafy town center is anchored by the stately red brick courthouse and is where the community meets for outdoor movies, festivals and a weekly farmers' market (which has been named Mississippi's best farmers' market). Hernando has been recognized for promoting healthy living, including developing a community garden, installing bicycle lanes and requiring that new neighborhoods include sidewalks. There is a city recycling program, and new developments must set aside land for open space.

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Residents enjoy a good selection of new, locally-owned restaurants, at least one of which has garnered national attention. The De Soto Arts Council has a gallery, exhibits and classes, and the Kudzu Playhouse is a thriving community theater.

Population: 16,000 (city proper)

Percentage of Population Age 45 or Better: 34%

Cost of Living:  Meets the national average

Median Home Price: $198,000

Climate:   This area has a humid subtropical climate.  It receives about 50 inches of rain and 10 inches of snow annually. Summer temperatures are in the 80s and 90s, and winter temperatures are in the 20s, 30s and 40s.   

At Least One Hospital Accepts Medicare Patients?  No, but Baptist Memorial Hospital in Southaven, about 10 miles to the north, accepts Medicare patients.

At Least One Hospital Accredited by Joint Commission? No, but Baptist Memorial Hospital in Southaven, about 10 miles to the north, is accredited (and is a teaching hospital).

Public Transit:   No

Crime Rate:  Below the national average

Public Library:   Yes

Political Leanings:   Very conservative

Is Mississippi Considered Tax Friendly for Retirement?    Somewhat

Cons:  The tornado risk is 175% greater than the national average.

Notes:    Hernando has grown by 400% within the last decade or two. It is still partially rural but subdivisions are spreading.  Many residents commute to Memphis for work.  What cannot be found in Hernando can be found in Southaven (12 miles away) or in Memphis.

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Recommended as a Retirement Spot?    Yes

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Mississippi:

The Magnolia State entered the Union on December 10, 1817. Prosperous cotton plantations dominated the landscape during the first half of the 19th century. After the American Civil War, the state struggled to find a new economy. Mississippi became a battleground for the Civil Rights Movement.

The state's topography is primarily hilly. The flat, alluvial Mississippi Delta stretches between two rivers and contains 2.7 million acres of wetlands. Blues music has its origins there. Residents of the state experience long, hot summers and short, mild winters.

Mississippi continues to produce cotton, but over cultivation has led to diversification. Rice, soybeans, and aquaculture have helped boost the state's fragile economy. Petroleum and natural gas mining are recent developments and have helped the state move toward the manufacture of chemicals and plastics.

Musicians born in Mississippi include Jimmy Buffet, Elvis Presley, and Leontyne Price. Doctors at the University of Mississippi Medical Center performed the world's first human lung transplant in 1963 and the first heart transplant in 1964.

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Stats:

Population - 2,988,726 

Persons 65 years old and over - 15%

High school graduates, persons age 25+ - 82% 

Bachelor's degree or higher, persons age 25+ - 21% 

Persons of Hispanic or Latino origin - 3% 

White persons, not Hispanic - 56% 

Median household income - $39,665 

Median home value - $103,100 

Social Security taxed? No

Source: U.S. Census Bureau

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