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retire

Finding the Best Places to Retire Since 2006!

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Retire in Hawaiian Ocean View Estates, Hawaii?

Overview:   Situated in the Ka'u District on the southern tip of the Big Island of Hawaii, Hawaiian Ocean View Estates (H.O.V.E.) started out as a planned development by the Crawford Oil Company in the 1950s. It is near South Point, the most southern point in the U.S., and is usually referred to as Ocean View.

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Officially a census designated place, Ocean View is called the world's largest subdivision and spreads across nearly 20 square miles. Bordered by the water and by Kapapala Forest Preserve, it is rural, rustic and mostly off the grid. Tourists rarely venture here. Much of the landscape is composed of lava fields, giving the area a somewhat eerie quality when the mist rolls in. Homes sit on overgrown, often bedraggled one acre parcels on either the steep mountainside or on the flat mountaintop. Many homeowners use solar and wind power to generate electricity since this modern convenience has not yet reached all of Ocean View. The town has a well, and people without running water use it and rain catchment barrels to maintain their water supply. Homeowners pay about $130 per year for road maintenance. There are no covenants, so housing runs the gamut.

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Amenities include two shopping centers, a handful of restaurants, a couple of bars, a post office, a laundry, some grocery stores and a gas station or two. Public black sand beaches are about 10 miles away in Punalu'u, but some property owners have private access to Pohue Bay, a nearby white sand beach.

Population:  4,000 (city proper)

Percentage of Population Age 45 or Better:  47%

Cost of Living:  20% above the national average

Median Home Price: $160,000 

Climate:    Temperatures are in the 70s and 80s year round.   The area receives approximately 20 inches of rain per year.

At Least One Hospital Accepts Medicare Patients?   No, but Ka'u Hospital in Pahala, 15 miles away, accepts Medicare patients.

At Least One Hospital Accredited by the Joint Commission?   No, but Kona Community Hospital in Kealakekua, 35 miles away, is accredited.

Public Transit:   No

Crime Rate:   Meets the national average

Public Library:    No

Political Leanings:   Very liberal

Is Hawaii Considered Tax Friendly for Retirement?    Yes

Cons:     Ocean View is remote.    The poverty rate is significantly above the national average. The earthquake risk is 850% above the national average. Kilauea Volcano, which erupted in May, 2018, is only 50 miles away. Ocean View residents were given gas masks to prevent ash inhalation.

Notes:    This area is known for its double and triple rainbows, and ocean views from the top of the mountain are simply amazing.   People who live here are self-sufficient and in many cases have dropped out of modern life. Ocean View has more than doubled in size during the last 10 to 20 years. Unlike in many Hawaiian villages, the majority of residents are from the mainland.

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Recommended as a Retirement Spot?   Yes, for rugged individuals seeking a minimalist, tropical retirement.

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Hawaii:

The Aloha State is an isolated volcanic archipelago 2,397 miles east of San Francisco. Although it was annexed by the United States in 1900, Hawaii did not become a state until August 21, 1959. It is the only U.S. state made up entirely of islands, and it is the northernmost island group in Polynesia.

Hawaii's islands are known for their lush foliage, rugged geography, as well as their gold, red, black, and green sand beaches. Its Kilauea volcano is one of the world's most active. NASA astronauts trained for moon voyages by walking on Mauna Loa's hardened lava fields.

Of the six major islands, Oahu has the only major city - Honolulu. Climate and rainfall can vary depending on altitude and location. Thanks to trade winds, the north and east side receive higher amounts of moisture than the south and west. The islands experience some tropical storms, but the incidence of a true hurricane is rare. The rainiest city, Hilo, in the United States is in Hawaii.

Tourism and defense are a large part of the Hawaii's economy. The state is the only one in the union to grow coffee. It also produces most of the nation's pineapple and sugar cane. Nearly eight million tourists come to visit each year.

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Stats:

Population - 1,428,557

Persons 65 years old and over - 14%

High school graduates, persons age 25+ - 91% 

Bachelor's degree or higher, persons age 25+ - 31% 

Persons of Hispanic or Latino origin - 10% 

White persons, not Hispanic - 22% 

Median household income - $71,977 

Median home value - $538,499 

Social Security taxed? No

Source: U.S. Census Bureau

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