Finding the Best Places to Retire Since 2006!
Retire in Floral City, Florida?
Overview: Platted in 1883, old fashioned Floral City was once the center of Florida's phosphate mining industry and today is a quiet, country place. It is about 70 miles north of Tampa in the northwestern part of the state and has a nice reputation.
The town rests on the edge of the Tsala Apopka Chain of Lakes, a 9,000-plus acre chain with marshes, cypresses, open water pools, and bountiful wildlife. Bradley Lake has a boat launch with lake access. Giant old oaks shade the main street, and elegant old lime rock houses survive in the historic district. A relatively new town center and a new library are points of pride, and businesses include antique stores, motorcycle shops, bike shops, a garden center and a fresh produce stand (and a farmers' market). The Florida Artists Gallery has classes, lectures, and a cafe. Floral City is the mid-point of the Withlacoochee State Trail and celebrates trail riders with an annual Bikes and BBQ Cookoff.
Neighborhoods are rural, and many homes are manufactured or modest ranch ramblers. Tarawood is a 55+ community with single family homes.
Population: 5,000 (city proper)
Percentage of Population Age 45 or Better: 55%
Cost of Living: 8% below national average
Median Home Price: $140,000
Climate: This area has a humid subtropical climate, meaning two seasons a year. Summer and early fall are hot and humid. Late fall and winter are less humid and cooler.
At Least One Hospital Accepts Medicare Patients? No, but Citrus Memorial, 8 miles away in Inverness, accepts Medicare patients.
At Least One Hospital Accredited by Joint Commission? No, but Citrus Memorial, 8 miles away in Inverness, is accredited.
Public Transit: The county has a reservation based van service.
Crime Rate: Meets the national average
Public Library: Yes
Political Leanings: Conservative
Is Florida Considered Tax Friendly for Retirement? Yes
Cons: The tornado risk is 105% greater than the national average.
Notes: Floral City has grown by 85% in the last decade or two but has little racial diversity. Most of the basics can be found here, but residents often travel to Inverness, 10 miles away, for further shopping and services.
Recommended as a Retirement Spot? Yes
Named Pascua Florida by Juan Ponce De Leon, the Sunshine State did not enter the Union until March 3, 1845. Balmy mild winters began attracting snowbirds to the state in the late 19th century. Retirees continue to flock to the state. It's not hard to see why tourism has become the leading industry.
International trade and citrus are also major contributors to the state's economy. Eighty percent of the nation's oranges and grapefruits are grown here, and 40 percent of all U.S. exports to Latin America flow through Florida.
Florida's landscape includes uplands and coastal plains. It contains more than 11,000 miles of waterways and about 4,500 islands spread across 10 acres.
The state has 1,250 golf courses, more than any other state in the Union. The 47 mile Pinellas Trail is the longest urban trail on the east coast. Orlando theme parks attract more visitors than any other theme parks in the U.S. The only place in the world where alligators and crocodiles co-exist is in National Everglades Park.
Florida, particularly the Keys and the Gulf Coast, were struck by Category 4 Hurricane Irma in early September, 2017. Towns will rebuild, perhaps this time with climate change in mind, making them safer and better equipped to handle major hurricanes going forward.
Population - 20,612,439
Persons 65 years old and over - 20%
High school graduates, persons age 25+ - 87%
Bachelor's degree or higher, persons age 25+ - 27%
Persons of Hispanic or Latino origin - 24%
White persons, not Hispanic - 58%
Median household income - $47,525
Median home value - $159,900
Social Security taxed? No
Source: U.S. Census Bureau
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