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retire

Finding the Best Places to Retire Since 2006!

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Retire in Fairfield Bay, Arkansas?

Overview:   On the shores of pretty Greers Ferry Lake in the Ozark Mountains of rural north central Arkansas, Fairfield Bay was founded in the mid-1960s as a resort and retirement community. Vacationers still come by the thousands each year, primarily to stay and play at the Wyndham Resort at Fairfield Bay.

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Fairfield Bay neighborhoods are thickly wooded and have a distinctly mountain ambiance. Modest homes sit close together just off of country roads while expensive residences are set back in the woods and have acreage. Lakefront homes have piers and boat docks. There is no town core, but banks, diners, gas stations and convenience stores are scattered about. Social life includes outdoor movies, concerts, Storyfest, the American Legion Golf Classic and Surf the Bay Watersport Festival. The community has two golf courses, three swimming pools, a nature trail, and fitness centers. Its full-service marina includes a campground, boat rentals, and a ships' store. Swimming, cliff diving, fishing, and scuba diving are some of the recreation options available at Greers Ferry Lake. There is also a water trolley to the Sugar Loaf Mountain Nature Trail.

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Although Fairfield Bay is off the beaten path, roads throughout the community are paved and in good shape. Residents are just a short distance from shopping in Conway, entertainment in Branson and big city life in Little Rock.

Population:  2,500 (city proper)

Percentage of Population Age 45 or Better: 77%

Cost of Living:  22% below the national average 

Median Home Price: $90,000 

Climate:  Fairfield Bay has a humid, four-season climate. Summer temperatures are in the 80s and 90s.    Winters are mild, with temperatures in the 30s, 40s and 50s.   On average, the area receives 50 inches of rain per year.  

At Least One Hospital Accepts Medicare Patients?  No, but Ozark Health in Clinton, 10 miles away, accepts Medicare patients.

At Least One Hospital Accredited by Joint Commission?   No, but Baptist Health in Heber Springs, 15 miles away, is accredited.

Public Transit:   No

Crime Rate:   Meets the national average

Public Library:   Yes

Political Leanings:    Very conservative

Is Arkansas Considered Tax Friendly for Retirement?    Yes

Cons:   None.

Notes:  Fairfield Bay has grown by 20% in the last decade but has no racial diversity.   Homeowners pay HOA fees for access to the amenities.

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Recommended as a Retirement Spot?   Yes

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Arkansas:

On June 15, 1836, Arkansas became the 25th state to enter the Union. It was the 9th to secede from the Union and enter the Confederacy on May 6, 1861. Its name comes from a French misinterpretation of the Sioux word for "downstream place" - acansa.

Officially known the Natural State, Arkansas has an abundance of mineral, gas, and petroleum resources. After mining, agriculture ranks high in the state's economy. With the exception of citrus fruits, Arkansans grow a wide variety of crops. Broilers, rice, soybeans, cattle, and cotton are some of their best selling products.

Arkansas contains mountains, caves, lakes, and 9,700 miles of streams and rivers. The state is also home to six national parks, 10 scenic byways, and 50 state parks. Although late summers can be hot and humid, Arkansas generally has a mild climate with four distinct seasons.

Arkansan Hattie Caraway became the first woman to be elected to the U.S. Senate in 1932. Other famous natives include Johnny Cash, Iris DeMent, and Billy Bob Thornton.

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Stats:

Population - 2,988,248

Persons 65 years old and over - 14%

High school graduates, persons age 25+ - 84% 

Bachelor's degree or higher, persons age 25+ - 21% 

Persons of Hispanic or Latino origin - 7% 

White persons, not Hispanic - 72% 

Median household income - $41,330 

Median home value - $111,400 

Social Security taxed? No

Source: U.S. Census Bureau

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