Finding the Best Places to Retire Since 2006!
Retire in Cumming, Georgia?
Overview: Forty miles northeast of downtown Atlanta, Cumming snuggles up against beautiful, 38,000-acre Lake Lanier and is an up and coming commuter exhurb for Atlanta workers, thanks to Georgia State Route 400.
Leafy and suburban, Cumming is known for its very good schools. Most homes are made of brick, and residences near the water are large and stately. Many have water views and deep water access. Gated communities are common, and one of the most popular is Vickery Village (which also has shops and a YMCA). The downtown area, though, does not quite fit with the rest of Cumming. In addition to hole-in-the-wall eateries and government buildings, it has a Tyson chicken processing plant and fairgrounds. The Cumming City Hall is fairly new, though. The cozy Cumming Playhouse is also downtown and presents musicals and plays.
The area has several shopping centers, including open air Avenue Forsyth, and the Cumming County Fair and Festival is one of the town's big annual events.
Population: 6,000 (city proper)
Age 45 or Better: 34%
Cost of Living: 16% above the national average
Median Home Price: $335,000
Climate: This area of the country is humid and has summer temperatures in 80s and 90s. Winter temperatures are in the 30s, 40s and 50s. On average, the area receives 55 inches of rain and a trace of snow each year.
At Least One Hospital Accepts Medicare Patients? Yes
At Least One Hospital Accredited By Joint Commission? Yes
Public Transit: Yes, but it is primarily along Route 400 into Atlanta.
Crime Rate: The violent crime rate is well below the national average but the property crime rate is above the national average.
Public Library: Yes
Political Leanings: Democrats are few and far between.
College Educated: 37%
Is Georgia Considered Tax Friendly for Retirement? Yes
Cons: The tornado risk is 125% higher than the national average.
Notes: Cumming is racially diverse and has grown by 10% in the last decade. Some parts are still very rural. Overall, most residences are very nice, but some of the rural areas have tumbledown shacks and mobile homes.
Recommended as a Retirement Spot? Yes
Georgia:
The Peach State ratified the Constitution on January 2, 1788, becoming the fourth state to enter the Union. By the mid-19th century, Georgia was rich in plantations and deeply dependent on the slave economy. During the Civil War, General Sherman captured Atlanta and set about destroying much of the state's plantation culture.
The largest state east of the Mississippi River, Georgia has five major geographical regions that descend from the Appalachian Mountains in the north down to the Okefenokee Swamp in the southeast. The climate is surprisingly uniform. Most of the state experiences a mild winter and a hot summer.
Although Georgia is the nation's number one producer of peaches, peanuts, and pecans, agriculture is not its major employer. Trade, service industries, textile manufacturing, and federal organizations like the CDC and Fort Benning supply a larger number of jobs.
Georgia was the first state to lower the voting age to 18. Its Wesleyan College was the first chartered college in the world to grant degrees to women.
Stats:
Population - 10,310,371
Persons 65 years old and over - 13%
High school graduates, persons age 25+ - 85%
Bachelor's degree or higher, persons age 25+ - 29%
Persons of Hispanic or Latino origin - 9%
White persons, not Hispanic - 53%
Median household income - $49,620
Median home value - $148,100
Social Security taxed? No
Source: U.S. Census Bureau
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