Finding the Best Places to Retire Since 2006!
Retire in Cedar Bluff, Alabama?
Overview: Cedar Bluff sits directly on the shore of pretty Weiss Lake in the quiet countryside of northeastern Alabama. Started as a roadway crossing and close to two Civil War sites, the town has grown by 50% within the last decade or two.
The lake is fed by three rivers and covers more than 30,000 acres. Boating and waterskiing are popular, but the lake is particularly known for its crappie and bass fishing. Wooded neighborhoods meander and have modest ranch ramblers, nicer plantation styles and some condominiums. Lakefront homes have boat docks and piers. Most commercial buildings are low slung. Banks, churches, shopping centers and strip malls with auto parts stores, pawn shops, convenience stores, fishing supply stores and similar are located here and there. Restaurants are mostly sub sandwich places, barbeque joints, diners and family-style establishments. Two lakefront parks have boat ramps. Shopping is limited to a country store, Piggly Wiggly and a few other retailers.
Neighborhoods are leafy and have newer bungalows, arts and craft styles, Craftsmans, Georgians and Colonials. Many have a community boat dock.
Population: 1,900 (city proper)
Percentage of Population Age 45 or Better: 42%
Cost of Living: 10% below the national average
Median Home Price: $110,000
Climate: Summer temperatures are in the 80s and 90s, and winter temperatures are in the 30s and 40s. On average, the area receives 55 inches of rain and two inches of snow each year.
At Least One Hospital Accepts Medicare Patients? No, but Cherokee Medical Center is five miles away in Centre and accepts Medicare patients.
At Least One Hospital Accredited by Joint Commission? No, but Cherokee Medical Center is five miles away in Centre and is accredited.
Public Transit: No
Crime Rate: Meets the national average
Public Library: No
Political Leanings: Very, very conservative
Cons: The tornado risk is 227% greater than the national average, and the poverty rate is above the national average.
Is Alabama Considered Tax Friendly for Retirement? Yes
Notes: Cedar Bluff is a simple place, but people seem to like it. Some neighborhoods are a little scruffy. Atlanta is two hours to the southeast.
Recommended as a Retirement Spot? Yes, although the higher than average poverty rate should be kept in mind.
The Heart of Dixie was admitted to the Union on December 14, 1819. The Cotton State was a major player in both the American Civil War and the American Civil Rights Movement. Montgomery was once the capital of the Confederacy and also the heart of the Montgomery Bus Boycott.
The current economy is fed by agriculture, auto production, and aerospace. Only Arkansas and Georgia produce more broiler chickens. Alabamians built the Apollo 11 rocket and helped land the first human on the moon.
Bordered by Tennessee, Georgia, Florida, Mississippi, and the Gulf of Mexico, Alabama covers 52,423 square miles of land and water. Topography ranges from mountains and plateaus to river valleys, lowlands, and coastal plains. Average rainfall is 56 inches per year. Growing seasons can be long and summers hot. Winters are normally mild.
Mobile, Alabama has the oldest Mardi Gras celebration in the United States. Nicholas Langlois introduced Carnival to the city in 1703, 15 years before New Orleans was founded.
Population - 4,863,300
Persons 65 years old and over - 16%
High school graduates, persons age 25+ - 84%
Bachelor's degree or higher, persons age 25+ - 23%
Persons of Hispanic or Latino origin - 4%
White persons, not Hispanic - 65%
Median household income - $43,634
Median home value - $125,500
Social Security taxed? No
Source: U.S. Census Bureau
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