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Finding the Best Places to Retire Since 2006!
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Finding the Best Places to Retire Since 2006!
Cadiz, Kentucky
Next to Outstanding Water Recreation, Cadiz is a Quiet Country Town Nestled in a Landscape of Wooded Hills, Farmland and Low Stone Walls
Cadiz (population 2,800) is a quiet country town located on the east side of the sprawling 170,000-acre Land Between the Lakes National Recreation Area and the smaller Lake Barkley State Resort Park in southwestern Kentucky. About 90 minutes from Nashville, this is a scenic area peppered with wooded, rolling hills, farmland, low stone walls and springtime carpets of buttercups.
Tourists come to enjoy Lake Barkley, Kentucky Lake and the abundant recreation opportunities they offer, everything from fishing, camping and waterskiing in the summer to bald eagle watching during the winter. These same tourists stop in Cadiz (Kay-deez) on their way to and from the recreation areas.
The median home price is $300,000, reflecting an 8% increase since last year. The cost of living is 20% below the national average, and the town has maintained its population during the last decade. The crime rate meets the national average. Forty-three percent of locals are age 45 or better, and most residents tilt to the right politically. Twenty-four percent of locals hold at least a four year college degree.
Most neighborhoods are leafy but fairly modest. Home styles include ranch ramblers, raised ranch ramblers, bungalows and Colonials. Kentucky struggles with poverty issues, and some pockets of town have seen better days.
Cadiz has a quiet, old fashioned atmosphere, and not a lot happens here. It is the kind of place where everyone knows each other and traditional values are cherished. At night, katydids chirp and tree frogs croak, and the air is thick and moist. Homestyle, locally-owned restaurants serve fried catfish, home fries and fried dill pickles. The Little River flows along the edge of town and has a boat ramp with easy water access.
Downtown is small but well maintained with decorated street lamps, numerous churches and red brick, 1950s-era buildings with awnings. There are some antique stores, and the Cadiz Community Arts Center houses a nice museum and a community theater. The farmers' market does a brisk business.
Several events, including a ham festival, a quilting show, a classic car show and fishing competitions, contribute to the small town community spirit. The Rotary Club, a veterans' group and the Daughters of the American Revolution are all active.
Paducah (population 25,000) is the hub of this area and is about hour away. It has more shopping, dining and things to do when life in Cadiz gets a little too slow.
The Trigg County Senior Citizens Center offers a noon congregate meal, delivery of meals to homebound residents, health counseling, exercise classes, card games and legal assistance and more. The John L. Street Public Library is located on Main Street and has a bookmobile, book sales, ebooks and public access computers.
Trigg County Hospital is small, with just 25 beds, and it is not accredited by the Joint Commission. It does, though, have an emergency department, two ambulances and accepts Medicare patients. The closest accredited hospital, Caldwell County Hospital, is in Princeton, 15 miles away. Hopkinsville, 18 miles away, has a VA outpatient clinic, but the nearest VA hospital is in Nashville, Tennessee, 75 miles away.
Cadiz does not have a public transportation system, but the Senior Center has three vans that transport people to doctors' appointments, the grocery store, the barber and other destinations as needed. Reservations need to be made a day ahead.
This area has a humid subtropical climate. Summer temperatures are in the 80s and 90s, and winter temperatures are in the 20s, 30s and 40s. On average, the area receives 50 inches of rain and a dusting of snow each year. The chance of a tornado is 135% greater than the national average.
Recommended as a Retirement Spot? Yes | Is Kentucky Tax-Friendly for Retirement? Yes
The small hospital is a concern, but the reasonable cost of living, safe neighborhoods, community spirit and proximity to outstanding water recreation make Cadiz worth a peek at retirement time.
Kentucky:
Kentucky became the 15th state to enter the Union on June 1, 1792. Early settlers noticed a dark grass growing from the rich limestone soil and gave the area its nickname - the Bluegrass State. Daniel Boone blazed a trail through the state's Cumberland Gap which many followed.
Bounded by the Ohio River and the Appalachian Mountains, the state has five divergent geographic regions. Rolling meadows, plateaus, mountains, flat lands, valleys, and coal fields are all possible within state borders. Because of its diverse geography, Kentucky has four different and distinct seasons with considerable fluctuations in summer and winter temperatures.
Although the Bluegrass State is noted for its Bourbon Whiskey, racehorses, coal, and tobacco, it is gaining a reputation for health services, auto manufacturing, transportation logistics, and biotechnology. Eight well-endowed public universities keep pulling the quality of life forward.
Fort Knox holds almost 150 million ounces of gold for the U.S. Government. Other items it's held include the Magna Carta and the crown of St. Stephen.
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