Highland Lakes started in 1978 and so has an established residential atmosphere. The heart of the community is its three 9-hole golf courses, giving many homeowners a fairway view. Most properties are single story with one to three bedrooms, but some are split level or have a full second story. All have a lawn with mature landscaping. Lanes meander throughout the development, and there are a lot of cul de sacs.

Prices begin in the low-$100,000s, but please verify this price with a Realtor as it is bound to change. The HOA fee ranges from $109 to about $298 per month.

In addition to the 27 holes of golf, residents enjoy a clubhouse with an Olympic-size pool, tennis courts, a lakeside lodge with a fireplace, a boat launch and RV storage. Line dancing, theater, yoga, boating and cooking are just a few of the many organized groups. There are also Sunday movies, potlucks, coffees and more.

Visit www.highlandlakeshoa.net for more information. Go to https://tinyurl.com/ychq2auv for listings.

Florida:

Sticking out into Hurricane Alley, Florida was a land no nation seemed to want. Ruled successively by Spain, France, England, and the Confederate States of America, the state had a backwater reputation. Other than St. Augustine and Pensacola, there were few cities. The area was rural and populated by frontier farmers.

In the late-1800s, changes came when railroads began chugging down both coasts. Industrialist Henry Flagler's Florida Easy Coast Railway even made it all the way to Key West. The Great Florida Land Boom, the build-up to World War II, and the space industry also helped turn Florida into one of the nation's most populous states. In 1900, there were about 500,000 residents. Today, there are more than 20 million, almost 351 people per square mile.

Why do people keep coming? Tourism marketing is one reason. Annually, millions visit Orlando's theme parks and the state's 663 miles of white sand beaches. Taxes generated by the billion dollar vacation industry allow Florida to prosper without a personal income tax. Budget-sensitive retirees have flocked to its cities and shorelines.

If you can ignore the hurricanes, the state's climate is relatively mild. Only five other states are sunnier. Florida's system of state universities and community colleges is sizable, and its big cities are meccas for culture and the arts. Sarasota is a good example. Its Ringling Museum Complex contains internationally known art museum, a circus museum, an historic theater, and a 66-acre garden. Museums near Orlando range from a Zora Neale Hurston gallery to a Madame Tussauds.

Stats:

Population - 20,612,439 

Persons 65 years old and over - 20%

High school graduates, persons age 25+ - 87% 

Bachelor's degree or higher, persons age 25+ - 27% 

Persons of Hispanic or Latino origin - 24% 

White persons, not Hispanic - 58% 

Median household income - $47,525 

Median home value - $159,900 

Social Security taxed? No

Source: U.S. Census Bureau

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