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Home                       Vol  III   Issue 16         April 24, 2008                       Previous Issues

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Retirees Find Welcoming Residents, Reasonably-Priced Housing and Easy-Going Lifestyle in Low-Key North Carolina Coastal Village 

Cost of Living:  Meets the National Average

 

International Retirement Spots

 

 

Active Retirement

 

 

Real Estate for Retirement

 

 

Active Adult

 

 

Master Planned Communities

 

 

Swansboro is off the beaten path, but the infrastructure is solid.  Roads are in good condition, and most necessities can be found in town or in a neighboring town.  The historic downtown is cute and has kept the flavor of an earlier, seafaring way-of-life.  The main street, Front Street, is lined with various shops and boutiques, including giant Russell's Old Tyme Shoppe, a wonderful gift and home-furnishings store. Seventy-four of Swansboro's buildings are on the National Register of Historic Places; architectural styles include Federal, Craftsman and Greek Revival.   On town outskirts or within a short drive are some chain stores such as Lowe's Home Improvement and a new Walgreen's; a Wal-Mart is scheduled to open in nearby Cedar Point.  

 

Swansboro Real Estate

 

 

 

For a small town, Swansboro has a surprising selection of very good seafood restaurants.  One in particular that receives rave reviews is Captain Charlie's Seafood Paradise, serving possibly the world's finest fried seafood (not recommended for those watching their cholesterol levels).  For lunch, Yana's Ye Olde Drug Store, with a 1950s-style lunch counter, is fun and serves a great milkshake.

Generations of Swansboro residents have made their living from the sea; water is everywhere, and fishing (both salt water and fresh water) is still a way of life.  Boating traditions run deep, and with three marinas, Swansboro sees plenty of boat traffic, some local and some transient. Casper's, in the center of the waterfront, is the primary marina.  Flying Bridge Marina is mostly composed of "boataminiums" (boat condos).  Bogue Inlet offers quick ocean access for deep sea fishing and off-shore scuba diving.

 

There are dozens of public beach access points in and around Swansboro, and for the most part, the beaches are uncrowded and clean.  Nearby Hammocks Beach State Park is a nearly 900-acre recreation area that is also a nationally recognized coastal wildlife nature preserve and nesting area for logger head sea turtles.  Two islands make up the Park; access to Bear Island is by ferry only but is worth the fifteen minute trip.  This is an excellent spot for kayaking.

Swansboro has a good number of annual festivals, including Arts by the Sea, the Swansboro Trout Tournament, the Christmas Flotilla and the Mullet Festival, which celebrates fish, not the haircut, and the Swansboro Oyster Roast, Pig Out, and, yes, Cotillion.  Numerous clubs, such as the American Legion, Rotary Club and Shriners, are active in town.  Churches hold seafood potlucks and lobster festivals, and the Onslow Volunteer Center, located in Jacksonville 20 miles south, places volunteers in various jobs around Onslow county.  There are also three nearby military bases; Camp Lejeune in Jacksonville is the largest.  Crime statistics vary; some report that the crime rate is below the national average while others say it is above.  Saying that crime rates meet the national average is probably a safe bet.

 

The climate is tolerable, considering Swansboro's location.   August temperatures average 80 degrees (and generally do not climb above 95 degrees); January temperatures average 46 degrees (below-freezing temperatures are uncommon).  It is humid, though, in this region; the average annual rainfall is 53 inches, with July being the wettest month and April the driest, and the relative humidity averages 75%.   The area is also prone to hurricanes.  In 1996, Hurricane Fran, a Category 3 storm, caused severe damage to Swansboro's waterfront.

The primary health care facility is the Swansboro Medical Center, but it offers a limited number of services.   For serious medical care, three complete-care hospitals are within 20 to 25 miles.  Brynn Marr Hospital and Onslow Memorial Hospital are both in Jacksonville; Carteret General Hospital is in Morehead City.

Swansboro does not have a senior center, but the Onslow Senior Center (910-455-2747), a certified Senior Center of Excellence, is located in nearby Jacksonville and provides a number of services, including exercise programs, Meals on Wheels and transportation to seniors throughout Onslow County.

While Swansboro is a wonderful town for retirement, it has some drawbacks.  It is a fairly rural spot; big city amenities are nowhere close.  Life moves at a leisurely pace, which is what some retirees desire; for others seeking sophistication and an active nightlife boredom may set in.  The cost of flood insurance and the possibility of hurricanes may be a drawback for some, and that no large hospital is within 20 miles is also something to consider.

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