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retire

Finding the Best Places to Retire Since 2006!

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Retire in Temple, Texas?

Overview: Temple is in central Texas, between Waco and Austin, and started out as a railroad hub in the 1880s. In those early days, it was a magnet for some disreputable characters, but today it is a civilized place and has grown by 50% in the last decade or so.

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The city is a regional medical center, the location of the outstanding Scott and White Memorial Hospital and a VA hospital. In fact, Temple has more physicians per capita than nearly any other town or city in the nation. The public library is award-winning and has a bookmobile, an interlibrary loan program and public access computers. The Temple Symphony Orchestra, a professional orchestra, and the Temple Civic Theater, a community theater, bring a touch of culture. The parks and recreation department has a Fun After 50 program, and Temple College, a two year institution, has sporting events, concerts and open enrollment for personal enrichment classes in some departments. Shopping and dining venues are plentiful for a city this size.

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Older neighborhoods are shaded and have have modest ranch ramblers and bungalows. Newer subdivisions have larger, brick ranch ramblers on oversized lots with few trees.

Population:  73,000 (city proper)

Percentage of Population Age 45 or Better:   36%

Cost of Living:  18% below the national average

Median Home Price:  $125,000

Climate:    Summer temperatures are in the 80s and 90s.  Winters are mild with temperatures in the 40s, 50s and 60s.  On average, the area receives 35 inches of rain and a dusting of snow per year.

At Least One Hospital Accepts Medicare Patients?  Yes

At Least One Hospital Accredited by Joint Commission?  Yes

Public Transit:   Yes, provided by Hill Country Transit District.

Crime Rate:   Below the national average

Public Library:     Yes

Political Leanings:    Conservative

Is Texas Considered Tax Friendly for Retirement?    Yes

Cons:    The tornado risk is 140% higher than the national average. Some locals grumble about urban sprawl.

Notes:  Scott and White Memorial Hospital is an award-winning teaching hospital. It is also a Primary Stroke Center and a Level I Adult Trauma Center.

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Recommended as a Retirement Spot?    Yes

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Texas:

With a name based on a word used by Caddo Indians meaning "friends," Texas is the second biggest state by population in the country. It is estimated that 70% of residents live within 200 miles of Austin, the capital city.

Houston is the largest city, while Dallas-Fort Worth is the largest metropolitan area. Connecticut and Delaware could fit inside Texas' largest county - Brewster. The state is larger than all of New York, New England and Ohio combined.

In addition to the Caddo, the historical people of Texas include members of the Native American tribes of Apache, Choctaw, Tonkawa and Hasinai.

When Texas became the 28th state of the United States (1845), it adopted the official flag called the Lone Star Flag. Symbols include the Bluebonnet - the state flower.

Almost 10% of Texas is covered by forest. The state has nearly 24,000 farms, 90 mountains a mile or more high and is the nation's leading producer of natural gas, oil, wool, cotton, watermelons and rice. It also has the most airports of any state in the Union and is one of the most business-friendly states. Its culture has a blend of of Southern, Southwestern (Mexican) and Western influences.

Famous natives and residents include Mary Kay Ash, George W. Bush, Tommy Lee Jones and Joan Crawford.

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Stats:

Population - 27,862,596

Persons 65 years old and over - 12%

High school graduates, persons age 25+ - 82%

Bachelor's degree or higher, age 25+ - 27%

Persons of Hispanic or Latino origin - 40%

White persons, not Hispanic - 42%

Median household income - $43,470

Median home price - $132,000

Social Security taxed? No

Source: U.S. Census Bureau

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