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retire

Finding the Best Places to Retire Since 2006!

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Retire in Lady Lake, Florida?

Overview:   This northernmost Lake County town is a midpoint between Florida's two coasts and about an hour northwest of Orlando. It is a pleasant, safe place and has part of the large, master-planned 55+ development The Villages within its borders. The rest of The Villages abuts Lady Lake to the west.

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The county has 500 lakes, and many of them, including Lake Sunshine and Lake Ella, are scattered about town or just outside of town limits. Residents enjoy eight public golf courses in and around Lady Lake, and the town's Heritage Park has a gazebo and one of Florida's oldest live oaks. There is also a dog park and a very popular Tuesday farmers' market. Major retailers include Bealls, Target, Kohl's and more. Restaurants are mostly family-style chains. Housing stock not within the The Villages includes manufactured homes, concrete block and wood frame ranch ramblers, modest Mediterraneans and others.

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Lake Griffin State Park is less than 10 minutes away and has dockside fishing, a boat ramp and boat rentals. The nearby Ocala National Forest permits hiking, horseback riding and canoeing.

Population:  15,000 (city proper)

Percentage of Population Age 45 or Better:   80%

Cost of Living:   3% above national average

Median Home Price: $199,000

Climate:  This area has a humid subtropical climate, meaning two seasons a year.  Summer and early fall are hot and humid.  Late fall and winter are less humid and cooler.  

At Least One Hospital Accepts Medicare Patients?  No, but The Villages Regional Hospital, two miles away, accepts Medicare patients.

At Least One Hospital Accredited by Joint Commission?    No, but The Villages Regional Hospital, two miles away, is accredited.

Public Transit:   Yes

Crime Rate:   Below the national average

Public Library   Yes

Political Leanings:  Conservative

Is Florida Considered Tax Friendly for Retirement?   Yes

Cons:   The tornado risk is 115% greater than the national average.

Notes:   The Villages Lifelong Learning College has classes for Village and non-Village residents, and the Villages' town centers, movie theaters, restaurants and more are also open to residents and non-residents (many people who do not want to live in The Villages but who want to enjoy its amenities live in Lady Lake). The town has nearly doubled in size within the last couple of decades.

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Recommended as a Retirement Spot?    Yes

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Florida:

Named Pascua Florida by Juan Ponce De Leon, the Sunshine State did not enter the Union until March 3, 1845. Balmy mild winters began attracting snowbirds to the state in the late 19th century. Retirees continue to flock to the state. It's not hard to see why tourism has become the leading industry.

International trade and citrus are also major contributors to the state's economy. Eighty percent of the nation's oranges and grapefruits are grown here, and 40 percent of all U.S. exports to Latin America flow through Florida.

Florida's landscape includes uplands and coastal plains. It contains more than 11,000 miles of waterways and about 4,500 islands spread across 10 acres.

The state has 1,250 more golf courses than any other state in the Union. The 47 mile Pinellas Trail is the longest urban trail on the east coast. Orlando theme parks attract more visitors than any other theme parks in the U.S. The only place in the world where alligators and crocodiles co-exist is in National Everglades Park.

Florida, particularly the Keys and the Gulf Coast, were struck by Category 4 Hurricane Irma in early September, 2017. Towns will rebuild, perhaps this time with climate change in mind, making them safer and better equipped to handle major hurricanes going forward.

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Stats:

Population - 20,612,439 

Persons 65 years old and over - 20%

High school graduates, persons age 25+ - 87% 

Bachelor's degree or higher, persons age 25+ - 27% 

Persons of Hispanic or Latino origin - 24% 

White persons, not Hispanic - 58% 

Median household income - $47,525 

Median home value - $159,900 

Social Security taxed? No

Source: U.S. Census Bureau

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