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retire

Finding the Best Places to Retire Since 2006!

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Retire in Castle Rock, Colorado?

Overview:  Castle Rock is nestled in grassy rolling hills under a massive sky about 30 miles south of Colorado's capital city of Denver. It is 15 miles east of the Rocky Mountain foothills and has sweeping plains and mountain views to the west and southwest, including that of majestic Pikes Peak.

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Once a sleepy mining outpost, Castle Rock has seen explosive growth in the last 20 years, more than quadrupling in size. It is now primarily a sprawling residential community, although vestiges of its rural Western roots are still visible (feed stores, corrals, etc. are sprinkled around town). The small downtown is cute and has one main street running through it. Most businesses and government buildings are along this street and a few others. A large outlet mall is on the northern edge of town. Twenty-seven percent of Castle Rock's land is open space and subdivisions are separated by open prairie. Older, organic neighborhoods mix with sleek new master planned communities, the largest of which is The Meadows. Restaurants are high-end, low-end and primarily national chains, although a few local eateries have some die hard fans.

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Residents are generally affluent and well educated, with many commuting along Interstate 25 to work in south Denver's high-tech corridor. The town has at least seven golf courses and is named after a large castle-shaped rock on a bluff outside of town.

Population:   56,000 (city proper)

Percentage of Population Age 45 or Better:  29%

Cost of Living:  38% above the national average

Median Home Price: $415,000

Climate:   The city has a semi-arid climate and sits at 6,210 feet above sea level.   Summer temperatures are in the 70s, 80s and 90s, and winter temperatures are in the 20s, 30, 40s and 50s.  The area receives 15 inches of rain and 60 inches of snow per year on average.   Humidity is practically non-existent.

At Least One Hospital Accepts Medicare Patients?  Yes 

At Least One Hospital Accredited by Joint Commission?   Yes, and two other very good hospitals are within 10 to 12 miles.

Public Transit:   No

Crime Rate:  Well below the national average

Public Library:   Yes, and it has a book club, free wi-fi, public access computers and rotating art exhibits.

Political Leanings:    Conservative

Is Colorado Considered Tax Friendly for Retirement?    Yes

Cons:   The tornado risk is 75% above the national average, and hail storms are not unknown.

Notes:      The city has been noted by several national magazines for its high quality of life. Douglas County, where Castle Rock sits, has been one of the fastest growing counties in the nation.

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Recommended as a Retirement Spot?    Yes

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Colorado:

Similar to California, the Colorado area was surrendered to the United States in 1848 at the end of the Mexican-American War. It did not become a state until 1876, 100 years after the nation's birth.

The Centennial State's geography includes high plains, deserts, foothills, and mountains. Its Rockies are part of the 3,000-plus mile geologic uplift known as the North American Cordillera. More than 50 of the Cordillera's peaks taller than 14,000 feet are in Colorado. Outdoor recreation ranges from backpacking and climbing to road cycling and skiing.

With roots in mining and agriculture, Colorado's economy has branched in many directions. It currently has a high concentration of tech and scientific research companies. Food processing, manufacturing, and tourism round out the state's industries.

The Centennial State maintains a long list of superlatives. It has the highest paved road, the deepest geothermal hot spring, and the nation's largest concentration of scenic byways. Colorado is the only state in the Union to reject the Olympics and one of the first to legalize recreational marijuana.

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Stats:

Population - 5,540,322

Persons 65 years old and over - 13%

High school graduates, age 25+ - 91% 

Bachelor's degree or higher, age 25+ - 38% 

Persons of Hispanic or Latino origin - 21% 

White persons, not Hispanic - 68% 

Median household income - $60,422 

Median home value - $247,800

Social Security taxed? Yes

Source: U.S. Census Bureau

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