Finding the Best Places to Retire Since 2006!
Retire in Belleair Bluffs, Florida?
Overview: The Gulf Coast town of Belleair Bluffs rests on one of Florida's highest coastline elevations (46 feet above sea level) and is one of four communities in this spot with Belleair in its name. Belleair Bluffs is the most affordable of the four.
Belleair Bluffs started out in 1963 and today sits on just a quarter square mile of land. It is compact, hemmed in by other towns and the Intracoastal Waterway (ICW). Residences, which include single family homes and a lot of apartments and condos, are close together with parks interspersed throughout neighbhorhoods. There are two main drags, Bay Drive and Indian Rocks Road, and they are home to 200 or so commercial and professional buildings. The town is a gateway to Gulf beaches as Bay Drive crosses the ICW and carries traffic to the town of Belleair Beach, which not only has white strips of sand but eleven public parks. Belleair Bluff's Belleair Causeway Boat Ramp has a fishing pier, courtesy docks, and boat launching lanes. Locals also have access to adjacent Largo's recreation and cultural facilities.
The Indian Rocks Beach Nature Preserve (near the southern end of the barrier island across from Belleair Bluffs) has a boardwalk that crosses mangrove swamps and open water. Sand Key Park has a beach, sea turtle nesting area, and is home to an artificial reef program. Clearwater Beach is just 15 minutes away.
Population: 2,200 (city proper)
Percentage of Population Age 45 or Better: 50%
Cost of Living: 2% above the national average
Median Home Price: $199,000
Climate: Summer and early fall are hot and humid. Late fall and winter are less humid and cooler. On average, the area receives 53 inches of rain per year.
At Least One Hospital Accepts Medicare Patients? No, but Largo Medical Center, next door in Largo, accepts Medicare patients.
At Least One Hospital Accredited by Joint Commission? No, but Largo Medical Center, next door in Largo, is accredited.
Public Transit: Yes, but it primarily runs up and down the two main drags.
Crime Rate: Well below the national average
Public Library: No. Most residents use Largo's library.
Political Leanings: Liberal
Is Florida Considered Tax Friendly for Retirement? Yes
Cons: The area is vulnerable to hurricanes and tropical storms. The town has lost 1% of its population within the last 10 to 15 years.
Notes: Belleair Bluffs has a nice reputation but some unique rules, such as each residence is allowed two garage sales a year, RVs and boats must be kept out of sight and all house numbers must be three inches tall. The town also requires a permit for all remodeling, plumbing and electrical jobs.
Recommended as a Retirement Spot? Yes
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