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Destinations with a Below Average Cost-of-Living

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Cost-of-living takes into account housing, utilities, food, transportation and taxes.

Established in the 1960s as a retirement community, today Bella Vista, Arkansas is an incorporated city and open to all ages, although retirees continue to comprise the majority of the population. The affordable cost-of-living, serene setting, and varied and reasonably priced housing make this a retirement spot that is easy to love.

Mountain Home, Arkansas

Snuggled in the Ozark Mountains, Mountain Home, Arkansas is a rural, low-key destination that attracts retirees seeking lots of water recreation, friendly residents, low crime rates and affordable housing. Petty scenery surrounds this quiet hamlet, and two nearby lakes make spending retirement here a pleasure.

Iowa City, Iowa

Situated along the banks of the pretty Iowa River in the rolling farmland of eastern Iowa, this vibrant, medium-sized, university city is drawing retirees in search of a rich cultural scene, below-average housing costs, top-notch health care facilities, established neighborhoods and a low crime rate.

Lawrence, Kansas

Located on the green eastern edge of Kansas, the surprisingly pleasant mid-western city of Lawrence offers retirees a lively ambiance, a rich cultural scene, an educated population, sporting events and a cost-of-living below the national average.

Arnaudville, Louisiana

Tucked along two Louisiana bayous, Arnaudville is a peaceful spot with French roots and Southern style. Cajun cooking, lazy days, warm weather, affordable living and an appreciation for life's simpler pleasures are what bring retirees to this welcoming small town.

Columbia, Missouri

Columbia, Missouri often lands on lists of best places to live and for good reason. Ample amenities, very good medical facilities, a low crime rate and a low cost of living all make this pretty city worth consideration when it comes to retirement time.

Oxford, Mississippi

Oxford, home to Ole Miss, is located in the green countryside of north central Mississippi and has been the inspiration for writers from Faulkner to Grisham. Sophisticated and oozing Southern charm, this vibrant hamlet offers a low cost of living, an active cultural scene, good medical care and a healthy downtown.

Las Cruces, New Mexico

Deep in the American southwest lies the growing metropolis of Las Cruces, New Mexico, a peaceful city in a green valley surrounded by mountains. With a rich mix of Spanish, Native American, Mexican and Anglo histories, Las Cruces has a distinctive quality that, when combined with reasonably-priced housing, wide-open spaces and an unhurried pace, is attracting many retirees.

Lititz, Pennsylvania

Nestled within the scenic rolling farmland of the Amish countryside, the small historic village of Lititz is quaint and traditional. This is Pennsylvania Dutch country, and the simpler, slower Amish way of life has cast its spell over the citizens of Lititz, a community that was founded by the Moravians in 1756.

Summerville, South Carolina

Perched on a ridge in the woods just north of Charleston is the lovely city of Summerville, once a retreat for wealthy plantation owners seeking escape from the summer heat. Today retirees come to Summerville for its antebellum architecture, easy going, Southern charm, traditional values and a cost-of-living below the national average.

Murfreesboro, Tennessee

Just outside of Nashville, Tennessee sits the growing, bustling city of Murfreesboro, a friendly place with reasonably-priced housing and a cost of living below the national average. A historic, authentic downtown, plenty of good restaurants and solid health care are all reasons to consider this southern city for a high quality, affordable retirement.

Paris, Tennessee

Paris, Tennessee, a small southern town, is just 15 miles from the sprawling 140,000-acre recreation area named Land Between the Lakes, a popular recreation area that draws vacationers and retirees. Throw in a low cost of living and a healthy downtown and it is easy to see why retirees flock to this area.

San Marcos, Texas

Nestled on the banks of the cool, clear, spring-fed San Marcos River and along the edge of the Texas Hill Country, the old cattle town of San Marcos is today an amiable city with an easygoing character, friendly people, a major university, a low crime rate and an affordable cost of living. Anyone seeking a low-key retirement in a diverse, welcoming city will want to check out San Marcos.

Lynchburg, Virginia

With the Blue Ridge Mountains in the distance and rolling green hills all around, Lynchburg is indeed a pretty spot for retirement. The fact that its cost of living is well below the national average makes it even more appealing.

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